---
title: Fintiba Webinar | MENA | ChancenKarte
---
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ندوة فنتيبا المجانية عبر الإنترنت
**بطاقة الفرص (ChancenKarte): فرصتك للعمل والعيش في ألمانيا**
٤ نوفمبر ٢٠٢٦ — الساعة ١٦:٠٠ بتوقيت وسط أوروبا (CET)
لغة الندوة : اللغة العربية
- في هذا الويبنار، ستتعرّف على كل ما تحتاجه لفهم بطاقة الفرص (ChancenKarte) وكيف يمكن أن تكون بوابتك للعمل والعيش في ألمانيا.
سيتم تغطية :
• ما هي بطاقة الفرص: نظرة شاملة على النظام الجديد وفرصه
• شروط التقديم: المؤهلات المطلوبة ونظام النقاط
• كيفية زيادة فرصك: نصائح عملية لتعزيز ملفك
• العمل في ألمانيا: كيف تبحث عن وظيفة وتبدأ مسيرتك المهنية
• المتطلبات الأساسية: الحساب المغلق، التأمين الصحي، والإجراءات اللازمة قبل السفر
[احجز مكانك مجاناً](https://pages.fintiba.com/ar/chancenkarte-nov#form)
**إسلام البرماوي**
*مدير الندوة*
[اعرف أكثر عن إسلام](https://pages.fintiba.com/ar/chancenkarte-nov#lutho)
**Sign up for our live webinar** and get expert answers to your questions!
Our interactive session will guide you through the essentials of Germany’s financial and insurance systems.
When starting your professional life in Germany, you’re likely to face tough questions, such as:
 What insurance do I really need?
 What happens if I get sick and can’t work?
 How does the German tax system work?
 How do I secure my future with the right pension plan?
How can I make smart financial investments?
The problem is, finding clear, trustworthy answers is often a struggle—especially with the language barrier. Even Germans sometimes find the system confusing.
But don’t worry — our experts are here to help you get the best coverage at the right price, without the stress.
### Join Our Free Webinar!
انضم لندوتنا المباشرة و المجانية
انضموا إلى ندواتنا المباشرة و المجانية لتلقي إرشادات واضحة من خبراء دوليين حول الدراسة والعمل والحياة في ألمانيا – بما في ذلك جلسات أسئلة وأجوبة تفاعلية ودعم متعدد اللغات مُخصص لاحتياجاتكم.
## إسلام البرماوي
إسلام البرماوي هو المدير الإقليمي لشركة فنتيبا في منطقة الشرق الأوسط وشمال أفريقيا، يتمتع بخبرة تزيد عن خمس سنوات في مساعدة الطلاب الدوليين من منطقتنا على تحقيق حلمهم بالدراسة في ألمانيا. كما يقدّم الدعم للباحثين عن عمل، ويضمن تسهيل كل خطواتهم نحو الاستقرار والنجاح في ألمانيا.
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## ليست الندوة المناسبة لك ؟
## اكتشف المزيد من الندوات المجانية
في فنتيبا، يمكنك **الانضمام إلى مجموعة واسعة من اندوات التفاعلية** لتتعلم من خبراء دوليين حول الدراسة والعمل والحياة في ألمانيا. شارك في جلسات الأسئلة والأجوبة المباشرة واستفد من **الدعم متعدد اللغات المصمم وفقًا لاحتياجاتك الفردية**.
[نظرة عامة على الندوة](https://www.fintiba.com/webinars)
**Felix has a long history of working with people like you who are looking for security but find the system behind it too complex.**
With his knowledge of the pitfalls and peculiaritiesof German bureaucracy, he will navigate you safely through the jungle of authorities and forms.
Like all the people at Fintiba, he has worked with many people from abroad who are already studying in Germany or are just starting their careers.
##### Relevant for All Internationals who Work in Germany: Understanding the German Tax System
As a student, you don't usually have to worry about taxes. If you have a part-time job and earn a good income, you may have to pay tax. You can reduce your tax burden with your tuition fees, travel costs or other study expenses.
**If you are already working, you automatically pay taxes, which your employer deducts directly from your salary.**
The German state uses this money to fund infrastructure, education and healthcare, for example.
**The tax system in Germany is complex, especially for internationals.**
By fling a tax return at the end of the year, you can get some of the taxes you have paid back if, for example, you have a long commute to work or need to buy work equipment.
## Stay Updated With Our Newsletter
## Your Guide to Financial Success in Germany
Subscribe to our newsletter for valuable tips, exclusive resources, and expert advice on managing finances and navigating life in Germany. Whether you're a student or a professional, we’ve got you covered.
SUBSCRIBE FOR FREE
## Interested? This Is How It Works:
**1.**
You schedule an appointment with Felix.
**2.**
In a free initial meeting via video call or telephone, you tell him about your goals and ask him your questions.
**Duration: approx. 30 minutes**
**3.**
We analyse your situation and present you with a tailor-made solution.
**Duration: approx. 30 minutes**
**4.**
If everything suits you (and us), we will support you in the future with holistic advice consisting of personal meetings and digital services.
**Duration: as long as you want**
# For a Short time only: Free Financial Coaching
As a special service for our Fintiba Ambassadors and special customers we offer this service for a short initial period for free.
[Book a session →](https://outlook.office.com/bookwithme/user/39b8656e05df4b3c8ba5e6c93e70b78b@fintiba.com/meetingtype/QQe4T0-U10Wr4un6E3Giow2?bookingcode=0cd42e54-be7e-4b2f-a1f0-5b4de3159b80&anonymous&ismsaljsauthenabled&ep=mlink)
FAQ
# Got Questions? We Are Here to Help.
Still looking for an answer to your question?
[Then get in touch with us!](https://meetings-eu1.hubspot.com/andreas-von-hirschhausen/financial-coaching-with-andi)
###### Can't I just take care of everything myself?
While it's possible to navigate Germany's financial and insurance landscape independently, many internationals find the process challenging due to language barriers and the complexity of the systems. Our expertise helps you save time and avoid costly mistakes by providing tailored advice on topics like investing for expats in Germany, selecting the right insurance, and understanding tax benefits. With Fintiba, you gain clarity and confidence to make well-informed decisions.
###### What will it cost me to work with Fintiba?
###### What insurance and financial products are available from Fintiba?
###### What happens if I don't want to stay in Germany after all?
###### What if I have questions?
[](https://www.hubspot.com/)
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###### Get In Touch
+49 69 2043 426 20
Fintiba GmbH
Wilhelm-Leuschner-Straße 29
60329 Frankfurt am Main
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